What a great philosophy (probably very earlier than BCE 1200):
According to some sage's preaching's in Mahabharta, a person following Hinduism (way of life) right after birth incurs 3 debts, by default and these debts are related with their 3 suprimo's. One is with Lord Bramha, the second is with Lord Vishnu and the third is with Lord Shiva. These 3 debts can be paid off in the following (very obvious and natural ways).
To pay off Lord Shiva's debt, the person is supposed to go to school and get formal education (earn intelligence). To pay off Lord Vishnu's debt the person has to give birth to another person (reproduce human) that will carry forward his/her blood line and to pay off Lord Bramha's debt the person has to offer help to the biological society in which he/she lives, (offer economical or social donations for the good cause (ex, performing volunteer work over time and/ or offer money).
Ahaan......!, I think I can forecast some undesirable consequences, if he/she doesn't do the things mentioned that can aid in paying off the debt, or if he/she chooses to pay only 1 or 2 out of 3 or if he/she chooses, but wasn't able to pay off due to some unnatural reason!
ref: puranas (religious texts)
....by nandu dhawale
